Hispanicsthat lack Health Insurance Covers in the US
Hispanics that lack HealthInsurance Covers in the US
The health insurance coverage is an essential part in the provisionof affordable and efficient medical services. Someone that does nothave a health insurance cover will most certainly face variousproblems while seeking medical attention. The Hispanics have beenconsidered as the minority group that has the highest number ofhealth uninsured individuals. The people that have health insurancecovers have the opportunity to protect their health when they are illand participate in accidents. It also protects the patients from theunexpected and high medical costs that they might experience. Attimes, the patients will pay less and receive the medical attentionthat is appropriate in their situations. They are guaranteed toreceive free preventive care such as check-ups, vaccines, andscreenings too. The fact that most of the Hispanics lack the healthinsurance covers show that they are missing on the many healthbenefits that they might receive. Hence, it is more advisable if theHispanics enroll in the various health insurance covers to receivethe quality medical services.
The Hispanics that are uninsured are vulnerable to financial ruinsince a sudden illness might end up being a bit expensive resultingin more funds spent on the medication. The same patients might alsofail to benefit from preventive care or even primary care. Besidesthat, the patients might also be unable to get the follow-up carethat will help them in recovering from certain illnesses that theymight have. All in all, the health insurance covers is an essentialpart that they should strive to get.
The Summary Health Statistics: National Health Interview Survey(2014) reveals that about 25.5% of the Hispanic population isuninsured. On the other hand, the White population only has 13.3% asthe uninsured people while 13.7% of the African Americans are theuninsured ones. Besides that, only 41.2% of the Hispanic populationshave private insurance coverage while 30.7% of the same population isenrolled in the Medicaid. The report reveals that 66.6% of the Whiteshave the private insurance coverage while 47.1% of the Black peopleare on the private coverage. Lastly, 16.3% of the Whites and 33.3% ofthe Blacks are in the Medicaid program. In essence, the numbersreveal that a large number of Hispanics are uninsured and that is aproblem since they are more likely to face more challenges when theyare seeking medical attention.
The high number of uninsured Hispanics arises from the fact that theyare mostly immigrants. Some of them are documented while others arestill undocumented immigrants and that is why they will shy away fromthe government institutions (Summary Health Statistics: NationalHealth Interview Survey, 2014). They are aware that going to thegovernment institutions yet, they are undocumented residents will bea bit insecure. For instance, the government officials might reportthem and ensure that they are deported to their home countries.Hence, that is the reason that has led to most of the immigrantsbeing uninsured.
Apart from the undocumented immigrants, large parts of the Hispanicsare poor, and they are unemployed. The lack of a source of income hasmade it hard for the Hispanics to have health insurance covers. Moreimportantly, someone needs a consistent source of income to have ahealth insurance that will support them through all the illnesses.The scenario exposes them to a number of challenges that also risktheir lives since any abrupt illness might be dangerous. It placesthem at a risky position given that they place the little funds theyhave on clothing, shelter, and food. The Hispanics are alsovulnerable to a number of chronic diseases that will affect theirlife and raise the need for frequent medical attention. For instance,a large part of the Hispanic’s population is affected by the highblood pressure, obesity and diabetes. The fact that they are unableto access credible medical services makes their situation a bitchallenging. In this case, the various chronic illnesses such as thehigh blood pressure and diabetes require the appropriate medicationto control the severity of the complications. However, most of theHispanics that are suffering from the illness are even unable to seekmedication because they lack the health insurance. On the other hand,some of them are poor and cannot get the chance of getting themedication that will help in reducing the pain and severity of theillness. With the current situation, the Hispanics will keepsuffering since accessing the health insurance plan is an importantpart, and they should strive to enroll in one of them. Morespecifically, Medicare can be a bit affordable, and it will help themin dealing with all the complications and the issues associated withthe various chronic illnesses they experience.
The American Nurses Association has reaffirmed its position in theentire case, and they have insisted that they will strive to ensureequal access to the health services. They have shown that even theundocumented Hispanics should have an opportunity to receive themedical help. The fact that they are shying away from thegovernmental institutions is increasing the mortality rate among thecommunity. The ANA has the ethical responsibility of serving everypatient regardless of their life situation. In fact, the healthinsurance is supposed to make the medical services affordable to thepoor people, and if the Hispanics are not benefitting then, it mightseem a bit unimportant.
With the rate of poverty among the Hispanics being high, there is theneed to identify specific ways in which they will access the medicalservices. The rate of diabetes, high blood pressure, and obesityamong the population is worrying and shows the need for immediateintervention. Some of them lack the knowledge of the various benefitsof the health insurance. Hence, arranging seminars and workshops intheir neighborhoods to raise the awareness of the use of the healthinsurance might be helpful. I believe that they need the help, andthe government should focus on this group to reduce the severity ofthe infections in the society instead. The government shouldfacilitate the registration of the undocumented Hispanics to make iteasy for them in the process of accessing the health insurance thatwill be helpful in their recovery when they are ill.
The high number of the Hispanics that lack health insurance isworrying, and it shows the need for the immediate intervention. Moreimportantly, health insurance protects one during emergencies andalso makes the treatment a bit affordable. However, the fact thatmost of the Hispanics lack the required health insurance seem torisks their lives. In fact, the Summary Health Statistics: NationalHealth Interview Survey (2014) showed that 25.5% of the Hispanicpopulation is uninsured. Only 13.3% of the White population and 13.7%of the African Americans are uninsured. The comparison between thethree races shows a huge discrepancy that is a problem in the servicedelivery. A large part of the Hispanic population is associated withchronic illnesses such as diabetes, high bold pressure, and obesity.With the insufficient access to medical services, they are exposed tomore challenges and the risk of suffering. The American NursesAssociation has the ethical responsibility of serving every person inthe US regardless of their financial position. Hence, they shouldcreate ways in which they should handle the discrepancy and ensurethat the Hispanics get a high-quality medical service. For instance,the documented and the undocumented immigrants both have the right toreceive the medical services. More specifically, the ANA is supposedto prioritize the health of the patients and help them. The ANA mightraise the awareness of the benefits of the health insurance toinfluence them. Increasing the number of Hispanics insured will be animportant move in correcting the current discrepancy.
The Summary Health Statistics: National Health Interview Survey(2014). Retrieved on 14th Sep, 2016 from:www.cdc.gov/nchs/data/nhis/2014_shs_hb_tech_notes.pdf